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羽毛笔11：一个以学生为中心的优惠和忠诚度平台，利用开放银行
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- score
基于开放银行的平台Quill，助力大学生发掘优惠与奖励。商家借此吸引竞争对手的学生群体，提供综合福利。开放银行允许第三方服务在用户授权下获取银行数据，推动金融创新与竞争。
| Scores | Value | Explanation |
|---|---|---|
| Practicality | 5 | Highly practical as it directly applies open banking to enhance student deals and loyalty programs. |
| Social Impact | 3 | Has potential to influence student spending habits and merchant strategies. |
| Rationality | 4 | Logical and well-argued, leveraging open banking to benefit both students and merchants. |
| Entertainment Value | 2 | Slightly entertaining as it offers practical benefits but lacks inherent entertainment elements. |
| Depth Of Thought | 4 | Raises thoughtful questions about the intersection of finance and student life. |